Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers bewildered.
A good real estate agent can help guide you through each step of the buying process (see my list here), offering sound advice along the way. By working with a professional agent who knows the ins and outs of the real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great experience.
Here are some of the key areas that I can help you with:
Getting pre-approved by a lender:
By providing some basic information about your income, savings, and debt, I can assist you in getting pre-approved by a reputable lender. Having worked in the business for a long time, I’ve come across a number of great lenders (and some not so great). While you are certainly free to choose whomever, I can make recommendations if needed. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.
Choosing a home:
For most buyers, choosing a home is an emotional process. I can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, I can help you find exactly what you’re looking for.
Making an offer:
Once you’ve found the home of your dreams, I will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, I can help you structure an offer and negotiate to get the very best deal possible.
Closing, or settlement, can be a complicated process. Usually here in Massachusetts there will be a closing attorney that handles it, but in advance certain documents will have to be obtained and submitted. Not only do I have a network of great closing attorney’s my clients have worked with in the past, but I can help ensure that everything goes smoothly.