#1
Moving In
Final Walk-Through Inspection
The final walk-through is your last opportunity to inspect the property before the transaction is complete. At this stage, all contingencies should be satisfied and the seller's belongings should be fully removed from the home. The final walk-through typically takes place the day before or the morning of closing.
Closing
When you are satisfied with the final walk-through, the closing process begins. You, the seller, and the closing agent will review and sign the settlement agreement, which details every financial transaction conducted throughout the process. You will sign your loan documents and deposit the remaining balance of your down payment and closing costs into escrow. Funds can be delivered either via a certified bank check made out in the amount specified on the settlement statement, or electronically wired directly to the escrow account. Once all documents are signed and funds are confirmed, the deed will be recorded at the County Recorder's office and ownership of the property will officially transfer to you.
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Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Being approved for a maximum loan amount does not mean you should spend it all on the purchase price. Reserve a portion of your budget for closing costs, property taxes, and any repairs or renovations the home may require after move-in
Get To Know The Area
The neighborhood matters just as much as the property itself. Spend time in the communities you are considering. Are you close to quality schools? Is shopping and transit conveniently accessible? Does the area reflect the lifestyle and long-term value you are looking for?
Never Skip the Home Inspection
A thorough inspection is one of the most valuable steps in the entire buying process. Inspections surface issues that are not always visible to the untrained eye, giving you peace of mind and the information you need to make a truly informed decision before you commit.
Get Pre-Approved
Pre-approval from a lender signals to sellers that you are a serious, qualified buyer. It removes ambiguity from the process and positions you competitively, especially in a fast-moving market like Greater Boston.
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What Price Range Can I Afford?
Resources For Boston Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Some of the Areas We Serve
Proudly managing properties across Greater Boston
- Boston
- Newton
- Framingham
- Malden
- Medford
- Quincy
- Weymouth
- Braintree
- Lexington
- Milton
- Ayer
- Brookline
- Cambridge
- Chelsea
- Dedham
- Everett
- Groton
- Harvard
- Hanover
- Hingham
- Hull
- Revere
- Rockland
- Scituate
- Somerville
- Waltham
- Watertown
- Winchester
- Woburn